As Penn Mutual celebrates 30 years of its Financial Professional Value Commitment, known as the 9 Diamonds, few advisors reflect its impact like Christine Hennigan. With 35 years in the industry, including 33 with Penn Mutual and HTK, Christine has built a practice at 1847Financial in Conshohocken, PA rooted in service, specialization, and relationships. She focuses on high-net-worth divorced and widowed women, guiding them through major life transitions with trust and clarity.

Early Career and Focus
Christine began with Monarch Life after college, then transitioned to Penn Mutual following a merger. While she first worked with a wide range of clients, she ultimately found her calling serving women in transition.

“For many of these clients, their spouse handled the finances,” she says. “After a divorce or loss, they suddenly find themselves having to make big financial decisions on their own. They want someone they can trust.”

That trust, built over decades, defines Christine’s career.

A Holistic, Collaborative Practice
Christine’s client-centered approach integrates insurance, investments, estate planning, business succession, and tax awareness. She partners with CPAs, valuation experts, accountants, and real estate professionals to meet client needs.

Her team serves as a year-round sounding board. “Every time something changes in their life, they come to us,” she says.

Leadership and Support
Christine credits Penn Mutual’s people for her long tenure. Field leaders shaped her career, and she continues to rely on the Advanced Sales team for complex planning. “They’re sharp, collaborative, and always helpful,” she says.

Advice for New Advisors
Christine’s guidance for the next generation:

• Build your network early and know who to call.
• Narrow your focus and learn everything about your niche.
• Set boundaries and respect your time.

She also stresses the role of technology, marketing, and thought leadership in building a reputation.

Women Serving Women
Christine sees opportunity for women in the profession, noting only 30% of advisors are female. “Most women want to work with other women,” she says. For male advisors, she recommends building diverse teams that ensure continuity for future generations.

She also points to the growing importance of psychology in planning. “Empathy and communication are key.”

Living the 9 Diamonds
For Christine, the 9 Diamonds aren’t theory, they’re experience. “They cover every area of support that has shaped my career,” she says. “Most of all, it’s the relationships with mentors, leaders, and peers.”

As Penn Mutual celebrates this milestone, Christine’s story highlights how consistent support helps advisors thrive and how her work has helped hundreds of women regain financial confidence.

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